Setting up your home in Luxembourg

Relocating to Luxembourg and setting up a home comes with its challenges. Here are some suggestions to
help you with getting your household going.

Connect to Internet, television, and telephone

If you are renting your accommodation in Luxembourg, the Internet, television, and telephone
might already be included in the rent. If that is not the case, you can get a package deal from
one of the Luxembourg providers. Bear in mind that it will take a while to get an appointment
with a provider. If you know the details of your rental agreement before arriving in Luxembourg,
try getting an appointment with a provider before you arrive in the country, just to make sure that
you will have Internet when you move in.

Electricity, gas, and fuel oil (mazout)

You can continue with the providers that the
owner or previous tenant has already contracted,
or you can engage a different provider. You can
choose an electricity provider from this list and
a gas provider from this one.


In Luxembourg, standard home electrical
sockets are 220 volts AC and use the European
two-pin plug. Don’t forget to buy an adaptor
for the electrical goods you have brought from
other countries that have different voltages.

You can follow the steps listed on the Creos
Luxembourg website on how to get a new
electricity or gas supplier. Contact them for
emergency services and troubleshooting as well.


Bear in mind that many households in
Luxembourg do not use natural gas for the
heating systems but fuel oil, the so-called
mazout. Search online for a mazout company
that services your area and can home deliver
the fuel oil for you.

Water

In Luxembourg, tap water is safe to drink. When you move in, contact the Water Service (Service
des Eaux) of your municipality (commune) to get a water supply contract. Notify them about your
move-in date and the number on the water meter on the date of your move-in.

Waste

In Luxembourg, waste bins are color-coded:

  • Grey for general waste;
  • Blue for paper waste;
  • Brown or green (depending on your area) for glass;
  • Green or brown (depending on your area) for organic matter.

Charges depend on collection frequency and weight.


However, you can also recycle glass, paper, plastic, and batteries at public collection stations. Also,
for plastic, tins, and cartons, you can sign up with Valorlux, a municipality service that provides
recycling bags that will be picked up periodically.

Insurance

In Luxembourg, health and car insurance is mandatory. Although not mandatory, it is highly
advisable to het an elective home insurance as well.

Health insurance
All Luxembourgish citizens and all residents who are employed or self employed in Luxembourg
and their family are covered for basic healthcare through CNS- Luxembourg (The National Health
Fund.) EU citizens can use their European Health Insurance Card for emergency treatment. Foriegn
residents who do not work in Luxembourg and do not pay for social security need to get private
health insurance.

Car insurance
If you live in Luxembourg, it is mandatory to have car insurance for your vehicle, called Responsabilité
Civile auto
, which intervenes when you are involved in an accident that resulted in damages to a
third party.

There are two types of car insurance:
Third-Party Insurance (Assurance au tiers)– the basic insurance, which intervenes when you
are involved in an accident that resulted in damages to a third party.
A Complete Insurance (Assurance tous risques) or Casco- covers you in cases of accidents,
fire, ice, theft, and damage to the car.

Home insurance
Building insurance is not mandatory in Luxembourg. However, for your protection, it is advisable to
buy Home Insurance (Assurance Habitation) to cover you in case of natural disasters (earthquakes,
fires, floods), vandalism, theft.

How to choose a neighborhood when you relocate to Luxembourg

Luxembourg City is one of the official capitals of the European Union and one of its financial and tech hubs. Almost half its population comes from abroad to be employed in one of the European institutions or the financial sector. If you are relocating to Luxembourg, you are faced with the dilemma of finding a new home in a market famous for its scarcity and its high prices. Given the strict regulations that come with long-term rentals in Luxembourg, your best choice is to settle first in a corporate serviced apartment in Luxembourg City, in an area close to your place of business. Here are a few tips on the most desirable neighborhoods of Luxembourg City and how to choose the one that works best for you.

What to look for in a neighborhood

If you are relocating to Luxembourg for a job, you need to look for accommodation in one of the central districts, close to the financial and political heart of the city. Although at first glance the city centre seems to be a landscape of skyscrapers, you can find here many leafy neighborhoods, with rows of classical buildings situated on tranquil lanes. A good neighborhood for corporate housing needs to have easy access to shops, cafés, restaurants, gyms, and parks. If you relocate to Luxembourg with your kids, you need to consider what schools and kindergartens you can find in that area. Luxembourg City has many international schools but also schools that offer teaching in one or all of the national languages: German, French, and Luxembourgish. Check in advance if the neighborhood in which you want to settle has an international school, with classes taught in English. 

Top neighborhoods for corporate housing in Luxembourg

There are several districts in central Luxembourg City where you can find all these amenities, namely Kirchberg, Belair, Limpertsberg, Ville Haute, and Gare. You can even venture outside the City Centre, in the southern quarters of Cloche d’Or and Gasperich.

  • Kirchberg– is the financial, institutional, and cultural heart of Luxembourg City. It has a mall, the Kirchberg Shopping Center, where you can find everything from shoe shops to a food court. The Philharmonie concert hall and the MUDAM, the museum of contemporary art, are also located here. If you want to keep fit you can do it at the d’Coque, with its impressive Olympic-size swimming pool, or go to one of the many fitness centers in the neighborhood. Kirchberg is unique in the multitude of international schools that are located here that offer classes taught in English from primary school to university level. Choose your Luxembourg short-term apartment in this neighborhood and you will be well equipped to start your new life in the Duchy.
  • Belair- is one of the most tranquil districts of Luxembourg City. Rows of ritzy family homes with gardens make this quarter one of the most sought-after neighborhoods in the city. Renting a corporate apartment in Belair comes with proximity to supermarkets Lidl and Delhaise but also with a range of specialty shops, where you can pick up your bread or wine. There are several schools that have classes in English, such as the International School of Luxembourg.
  • Limpertsberg- is a peaceful residential neighborhood situated near Kirchberg. The district is home to many schools, some of them international, such as the Waldorf School. This district is ideal for family life, less so for shopping or going out. However, its central location and proximity to the financial quarter make it an ideal neighborhood where to choose your first corporate flat in Luxembourg.
  • Ville Haute and Gare- are two adjacent central districts of Luxembourg City. Rental prices in these areas come at a premium. They have the greatest concentration of restaurants, cafés, and nightclubs in Luxembourg City. These quarters are ideal for outgoing people, who enjoy sharing the buzz of an active city.
  • Cloche d’Or– is one of the newest and the greenest quarters of Luxembourg City. This is a place of sleek modern architecture where you can find a vast shopping center, the Cloche d’Or. Here you can find everything from your new outfit to the ingredients on your grocery list. Renting your Luxembourg serviced apartment in this area will ensure that you enjoy all the amenities of a newly built neighborhood.
  • Gasperich- boasts the presence of the largest park in the city, the Parc de Gasperich, but also the biggest shopping center in the country, the Cloche d’Or, which it shares with its neighbor. The architecture of the quarter is made mainly of modern apartment buildings. All schools in this district are either French or Luxembourgish, so pupils wanting to study in English would have to commute to the neighboring quarters. Choose Gasperich for your Luxembourg corporate housing if you want to enjoy the amenities of modern architecture in a vibrant neighborhood.

These are neighborhoods that fit best the requirements of an ideal corporate flat in Luxembourg City. They are in the city center or with easy access to Kirchberg, the financial and political centre. Settle here for your first months in Luxembourg and choose a serviced apartment as your base in the city.

Tips and tricks for renting a flat in Luxembourg

Luxembourg is notoriously expensive for renters. Why? The country is small and there are not so many houses to go around, which makes the demand for housing very high. Plus, Luxembourg attracts a continuous influx of people from overseas. Almost 50% of Luxembourg’s population comes from abroad, attracted by jobs in tech, finance, justice, and politics. Luxembourg is home to European Institutions, tech giants, such as Amazon, is one of the financial hubs of Europe, and hosts NATO offices. They provide employment opportunities and attract professionals from overseas to the Grand Duchy. When you prepare your move to Luxembourg, you have to take into account that renting prices are quite steep. In 2020, the average monthly rent for an apartment in Luxembourg City was 1,585 € and around 4000 € for a house.

Given the scarcity of housing and the high prices, people relocating to Luxembourg are faced with the difficult task of finding a home. Here are a few tips and tricks on how to find and rent a flat in Luxembourg City.

How to find an apartment for rent in Luxembourg City

In Luxembourg, most landlords rent out their property via estate agents. If you find your apartment through an estate agent, you will have to pay a commission for their services that usually amounts to a month’s rent plus VAT. You can start by checking out rental agency websites, property portals, or expat Facebook groups. If you move to Luxembourg for your job, your company might arrange for a corporate serviced apartment in Luxembourg City. Or you can use the services of a relocation agency that can arrange for your accommodation, help with the bureaucracy involved by settling in another country, and even help you find a school for your kids. 

The Tenancy Agreement

If you find an apartment that suits your needs, the next step is to sign the tenancy agreement (contrat de bail à loyer/ mietvertrag). Bear in mind that the contract will be in one of the official languages of Luxembourg: French, German, Luxembourgish. Make sure that you understand the terms of the contract and get a translator if needed. In Luxembourg, tenancy agreements for long-term rentals are for 1 to 3 years. You will need to pay a deposit that amounts to 1 to 3 months of rent, depending on the apartment, if it’s unfurnished or furnished. Most landlords will compile an inventory of the apartment that records its condition at the beginning of the tenancy. You will need to sign it and this will be used to settle any deductions for damages from your deposit. By law, the landlord is required to provide you with the energy performance certificate of the accommodation you are renting. Throughout the tenancy, the tenant will pay for utilities, maintenance, and common expenses if the flat is situated in a shared building. The tenant is also required to get home insurance.

You should also be aware of the so-called ‘Painting Clause’ that implies that you will have to completely repaint the flat if you leave it before 3 years. Most landlords tend to add this clause by default and it could become expensive for you.

If at all possible, insist on having the so-called ‘Diplomatic Clause’ added to your tenancy agreement. This will allow you to end the agreement before the end of the lease, but only if you need to leave Luxembourg for work.

You also need to remember that, different from other countries, Luxembourg lease agreements are automatically renewed for at least 1 full year after the lease term unless stated otherwise.

The short-term apartment  solution

Given the challenge of finding a long-term rental that suits your needs, you might opt for temporary housing in Luxembourg, particularly for the first months following your move. Getting a short-term let will give you the respite to look for your long-term home in Luxembourg at ease.  The options vary from getting a room in a shared flat to renting a high-end corporate serviced apartment. These apartments come furnished and, in the latter case, with 24/7 on-call guest service and weekly housekeeping. The short-term let solution is particularly suitable for people who are relocated by their companies for work, who need to find accommodation quickly and be able to start at their new job as soon as possible.

These are some of your renting options upon relocation to Luxembourg. If you opt for a short-term let, you might want to consider the services of a corporate housing provider operating in Luxembourg. With your temporary accommodation taken care of, you will be able to get to know that city and choose the area and the house that suits you best.

Top 8 Facebook Groups to Join when You Move to Luxembourg

The Grand Duchy of Luxembourg might be one of the smallest countries in the world but it’s also one of the richest. Many European and international institutions have their headquarters in the Duchy that also attracts professionals from banking and high tech industries. Moving to a new country requires a lot of research from those about to embark on such an adventure. Moving to Luxembourg is no different.

If you are planning to relocate to Luxembourg, you need to get up to speed with its lifestyle and culture. Also, you are probably looking for a new place to live. Joining a Facebook group can help you find your way in this new country and even make some new acquaintances. Facebook groups dedicated to expats usually function like notice boards, where you can find job offers, rentals, advice on topical problems (from how to find a school for your kids on what to wear to a wedding in Luxembourg), and a thriving market (people selling and buying things that they don’t need anymore).

Here are the top 8 Facebook groups you should join when you plan your move to Luxembourg:

  • Visit Luxembourg should be your first port of call if you are one of the many professionals relocating to Luxembourg. It gives you a glimpse into the life of people who have already made Luxembourg their home. You can learn more about how they settled into their new life and what they are getting up to in their spare time. Join this lively community and share your own adventures in the Duchy!
  • Just Arrived Luxembourg aims to guide people through their Luxembourg relocation. Here you can find anything from job opportunities, to real estate advice, advice on the local legal system and how to choose your insurance, travel tips, relocation services in Luxembourg, how to start a business in Luxembourg, transportation, what’s going on in the cultural life of the city, and much more.
  • Luxembourg Expats Lu is a private group with more than 40k members. The group offers all sorts of information and functions like a sort of dedicated newspaper for the expat community in Luxembourg. It’s a meeting place, where you can get to know new people and make some friends in your new country. It’s also a marketplace, a pinboard for job adverts, as well as a place to advertise real estate, housing and renovation posts.  This is the place where you might find your new accommodation in Luxembourg, or at least get an idea about the real estate market.
  • À louer et à vendre Luxembourg LU, which stands for “For rent and for sale in Luxembourg”, is a similar group, with 8,4k members. In spite of its French name, the group has posts both in French and English and seems to be preferred by young professionals moving to Luxembourg who are looking for a place to rent. If you are a professional relocating to Luxembourg, it’s definitely worth a look.
  • City Savvy Luxembourg styles itself as an ‘online lifestyle magazine in English’. Here you can find a trove of information that will help you to adjust and thrive in your new country. You can take the pulse of the city and learn what cafés and restaurants are all the hype at the moment, where you can try fun activities with your kids, what exhibitions and concerts are on, get travel and sports advice, or school recommendations. If you are relocating to Luxembourg, you should definitely join this group.
  • International Ladies in Luxembourg is a public group that reunites more than 2k members. Here you can find posts about every imaginable topic: job ads, parenting classes, activities for kids, school recommendations, gym and sports tips. You can also find the odd rental ad, which might be helpful when you prepare your move and are looking to rent a furnished apartment in Luxembourg.
  • What’s On for Kids is the online community you need to join if you are relocating to Luxembourg with kids.  Here you can find school and kindergarten recommendations, information about camps and kids sports, or simply get some ideas about what to do with your kids for a fun weekend.
  • The Lux Life has as its main purpose to ‘review all the things to do, buy, and eat in Luxembourg’, so this is the place where you can find recommendations for restaurants, dental practices, gift shops, beauty salons, book clubs, hotels, but also advice about schools and parenting. Definitely worth a look if you are relocating to Luxembourg.

Most of these groups are joined by people who are looking for apartments for rent in Luxembourg City. Here you can find something for all pockets, from shared apartments to high-end corporate serviced flats in Luxembourg City. If you are a professional relocating to Luxembourg, you might need to find a short-term, serviced accommodation for your first months in Luxembourg. Getting a fully serviced apartment in Luxembourg would allow you to settle in your job and start looking for your new home in the Duchy. So, join one of these groups and prepare for your move to Luxembourg and the adventure of finding a new home and forging a new life.

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